ZERO Is Healthcare. Simplified.

A recent McKinsey & Company study suggests that there is a greater interest in benefits solutions that include components which help advocate for the plan members as well as offer ways to help manage benefit costs for the employer. ZERO delivers on both of those and more for employers who have self-funded benefit plans. In fact, ZERO can be a serious game-changer for your organization, your employees and their dependents.

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Reduce Your Benefits Cost By Up To 50%

ZERO has created a bundled-payment marketplace with providers who offer thousands of procedures at costs that are far below the typical allowed amounts — dramatically lowering the financial barriers to high-value care. We’ve seen overall savings as high as 50% — with the average sitting at about 44%.

  • Pay only a simple and transparent transaction fee
  • No setup costs, no PEPM, no hidden fees
  • Save money while offering an employee-retaining benefit

Give Your Plan Members A World-Class Benefit

ZERO plan members receive the care that they need for $0 out of their own pockets. On top of that, ZERO also provides members with a Personal Health Assistant who will help them find providers in their area, offer support along the way and help to simplify the process of getting the care that they need. We believe healthcare should be affordable, simple and personalized — and our 94 NPS score tells us that our members do too.

  • No copays. No deductibles. No coinsurance
  • Members gain access to a Personal Health Assistant who they can call, chat or email with
  • ZERO covers labs and imaging, colonoscopies, hernia repair, orthopedic surgery, physical therapy and so much more!

"I love ZERO. Everyone that I call that works there are awesome. I wish my adult kids companies had this benefit."

Kelly J, ZERO Member

"I have always found it easy to use ZERO. I get fast answers and I think the service is great. The rep is always willing to help me anytime."

Elisa H, ZERO Member

"This was my 1st time using ZERO as one of my work benefit offerings and I was very pleased and surprised at how easy and pain-free it was to use."

Tim M, ZERO Member

Gain Visibility Into Utilization & Costs

ZERO has built an agile technology platform to liberate your data so it’s easy for you to make informed decisions about your purchasing strategies. Our proprietary analytics tools make sense of your claims data so you know exactly how much you have been paying, how much you could save and where you can improve.

  • Get insights on plan member utilization
  • See your annual savings and top category savings
  • Learn which services members are using the most

Quickly Implement In Very Little Time

ZERO is designed to be simple to implement and only requires roughly 2 hours of time from your HR department. You’ll be assigned a Client Success representative who will assist you and can tap into ZERO resources who will help you get setup. Administration of your plan couldn’t be easier with the teamZERO web app.

  • Lightweight setup process
  • Your ZERO Client Success representative is there to help
  • The teamZERO app will help you easily manage your plan

Give Us 30 Minutes & See How Much You Could Save!

ZERO is saving self-funded employers hundreds of thousands of dollars per year, while offering plan members a healthcare experience that is beyond anything they’ve experienced before. There’s never been a better time to see if ZERO is right for your organization.