Become A Hero With ZERO

Your company’s self-funded health plan doesn’t have to stick to the status quo. ZERO delivers an amazing employee experience with $0 in out-of-pocket costs - and we can help you save up to 50% on episodic care like lab, imaging, physical therapy and surgery.

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The world is changing and we are helping employers accelerate the shift to the member-first economy

It’s time to shift gears.

It’s time to Shift into ZERO.

Maintaining the status quo drives costs upward and is hurting employees and their families. High deductibles, limited options and a bad user experience are driven by the fundamental flaws of legacy plan design.

No matter how much you are spending on healthcare we can help you support your employees and their families by making sure they have access to the care they need.

Offering ZERO on top of your current health plan saves you money, saves your employees money and best of all, delivers the best combination of cost, quality and convenience.

With ZERO, Everybody Wins.


We use technology, data and plan design to help employers

make smarter buying decisions and remove the barriers to high-value care

  • We built an agile technology platform to liberate your data so it’s easy for you to make informed decisions about your purchasing strategies.

  • Our proprietary analytics tools make sense of your claims data so you know exactly how much you have been paying, how much you could save and where you can improve.

  • We built a bundled payment marketplace to dramatically lower your costs while simultaneously removing all the financial barriers to high-value care.

Sara Sara C. | Miller Truck Lines

“ZERO has tremendously enhanced our compensation package. Great benefits AND savings for our employees and our company!”

Kelly Kelly P. | City of Muskogee

“ZERO provides excellent customer and client services, and a quick turn around and a no hassle claims process making it a win for our employees and my team.”

Sanjay Sanjay M. | Fluoride ARC

“ZERO hasn’t just been a savings tool; it has been a game changer for our employees and their families.”

Dianna Dianna D. | Muncie Power Products

“Our employees love ZERO! It’s been a game-changer for our employees.”

When Employers offer ZERO,

Employers Win, BIG!

We help you optimize plan spend and make smarter decisions across 44 unique clinical categories and over 2,500 specific services and procedures.

  • Orthopedic Surgery

  • Lab-Pathology

  • Gastroenterology

  • Adv. Imaging - MRI

  • Adv. Imaging - CT

What Makes

ZERO Special?

  • No Risk Fees.

    The last thing you need is another per employee, per month fee (PEPM). We charge a simple transaction fee so we only make money when you save money.

    That’s it. No setup costs, no hidden fees and no surprises. It doesn’t get any easier or more transparent than that.

  • Amazing Member Experience.

    We track member experience using Net Promoter Score (NPS) and with a NPS of 94 we significantly outperform the status quo.

    By the way, a lot of those old school healthcare organizations actually have negative net-promoter scores? Yeah – that scares us too and gives us even more passion to accelerate the shift to the member-first economy.

  • You Can Save BIG.

    Average savings is 44% across thousands of procedures and services and we can show you exactly how much you are overspending and how much you can actually save.

    Give us 30 minutes and we can give you a demo so you can see just how BIG the savings actually are.

We’re in the midst of some serious shift right now.

Learn how we are accelerating the shift to the member-first economy by delivering the best combination of cost, quality and convenience.