ZERO Is Healthcare Made Simple

It’s simple — like really simple. ZERO is your own Personal Health Assistant, a real person who you can chat with, call or email. Let us know what kind of care you need and we will handle the rest. You avoid all the hassles and get the care you need for $0. Yup, ZERO.

a woman who is excited

You always pay zero.

That’s the ZERO Way.

We’ve built an entirely new healthcare marketplace of local providers and when you use ZERO your health plan covers 100% of the cost. How cool is that!

Here’s how it works:

  • chat icon

    Step 01

    Chat live or call your own Personal Health Assistant (yes, a real person) to see if the procedure or service you need is covered.

  • provider icon

    Step 02

    We help match you up with local healthcare providers delivering the best combination of cost, quality and convenience.

  • money icon

    Step 03

    You save your hard earned cash and get access to the care you need for $0 while your employer saves up to 50%.

  • heart icon

    Oh Yeah!

    Happy, happy people
    and hi-fives all around!

We have reimagined care delivery to focus on Members First.

Imagine access to the care you and your family need and never worrying about the financial impact – imagine access to healthcare for $0. That’s not fake news that’s the ZERO way.

We work with your employer to offer a better healthcare experience that puts you first. It’s your choice because you’re in control.

  • Use ZERO to access to all kinds of services and procedures like labs, imaging, physical therapy, colonoscopies, surgeries and more.

  • Use ZERO and save your hard-earned cash by never paying a copay, coinsurance or deductible.

  • Use ZERO and know your own Personal Health Assistant always has your back.

  • Use ZERO and take the guesswork out of finding the healthcare provider that is right for you.

  • Use ZERO and experience the best combination of cost, quality and convenience.

We’ve put our members first and they’re happier, healthier and saving a lot of money.

Janice Janice G. | University of Central Oklahoma

“Very simple process. I’ve never had a benefit like this in 30 years of working. It’s fabulous and simple. Thank you”

Floyd Floyd M. | Webco Industries

“There is not another group that I would ever consider using, my family and I love every experience that we have had with the people at ZERO. There isn’t enough that I could say to thank everyone at ZERO.”

Brianne Brianne H. | Family & Children’s Services

“It was so easy and the fact that I got a procedure done at no cost to me was a relief and helped me take a step closer to better health!”

Harry Harry F. | D&L Oil Tools

“We love ZERO. It has saved us so much time and money on our procedures”

Want to add ZERO

To Your Life?

We’re in the midst of some serious shift right now.

Learn how we are accelerating the shift to the member-first economy by delivering the best combination of cost, quality and convenience.