Get the care you need for $0. No deductibles, no copay, no coinsurance. That's ZERO.
Plan Members
Get The Care You Need & Never Pay A Penny With The ZERO Card TM
ZERO Card members receive the care that they need for $0 out of their own pockets. On top of that, ZERO also provides members with a Personal Health Assistant who will help them find providers in their area, offer support along the way and help to simplify the process of getting the care that they need. We believe healthcare should be affordable, simple and personalized — and our 94 NPS score tells us that our members do too.
- No copays. No deductibles. No coinsurance
- Members gain access to a Personal Health Assistant who they can call, chat or email with
- ZERO covers labs and imaging, colonoscopies, hernia repair, orthopedic surgery, physical therapy and so much more!
"We love ZERO. It provides such a peace of mind during uncertain times of having to schedule diagnostic testing. ZERO allows me to take care of my family and focus on their health without worrying about all the unexpected expenses that come with hospital and outpatient billing from medical providers."
— Sarah B, ZERO Member"It has been easy and actually cost 0 dollars! I have told countless people and (understandably) they don't believe it. I want to promote it because I want others to get the treatment they need/deserve too. For me, I put off my medical needs for years in order to not deal with insurance companies. Not with ZERO!"
— Zachary F, ZERO Member"Using ZERO has been super easy and great! Everyone has been helpful and I love that I can get health care my family needs but wouldn’t necessarily be able to afford for $0!"
— Staci M, ZERO MemberSelf-Funded Employers
Improve Your Benefits While Reducing Cost
ZERO has created a bundled-payment marketplace with providers who offer thousands of procedures at costs that are far below the typical allowed amounts — dramatically lowering the financial barriers to high-value care. We’ve seen overall savings as high as 50% — with the average sitting at about 44%.
- Pay only a simple and transparent transaction fee
- No setup costs, no PEPM, no hidden fees
- Save money while offering an employee-retaining benefit
Healthcare Providers
Focus More On Patients & Less On Administration
ZERO delivers an on-demand healthcare experience that is user-friendly and crazy simple. One that simplifies administration, delivers a world-class member experience and lets you say goodbye to all those accounts receivable. As a ZERO provider we match patients up with your services, and there’s no pre-authorization, you simply provide the care that the patient needs and we will cut you a check in as little as 10-days after for the contracted price.
- No money to collect from members at the time of visit
- Flexibility to only focus on the areas where you excel
- Get paid quickly for your services with no surprises
We’re in the midst of some serious shift right now.
Learn how we are accelerating the shift to the member-first economy by delivering the best combination of cost, quality and convenience.